1 Colonial Drive Lawrence, MA 01843
(978) 902-2336 (Juan) (978) 758-8499 (Wayne)
Renters Insurance Acquisition Program
You Need Renters Insurance TODAY!!!
We have learned the best way to help residents affected by fires is to show them that Renters Insurance is beneficial and affordable. You need it today, not after a fire. Call your Insurance Agent Today!!
A hotel costs about $150 a night, a one-year Renters Insurance policy could cost around $150. This policy should have adequate Temporary Housing coverage. Ask your agent.
Also ask your agent if you add Renters Insurance to your car policy how much more would it cost? It might lower your monthly payment! Just make a phone call today!
Make sure you get coverage for your belongings AND temporary housing. This is the most important part of your policy.
It will cover Fire, Water Damage and Theft. If a neighbor has a water pipe break it will cover your belongings and temporary housing. If you are are burglarized, or if your child's laptop is stolen when they are off to school, you will be covered.
Reminder: check amount of coverage for your belongings, temporary housing and your deductible.
Please tell your friends and families!!
Phase II -Renters Insurance Acquisition Program
Our Goals
We are always working to help our neighbors affected by fires. We are trying to build a coalition of partners to help us reach our goals. We are trying to get funding on our Billboard Education Plan and our Renters Insurance Incentive Program where we can give a $25.00 gift card to offset the cost of every paid annual policy presented to us. If you have any contacts or ideas, please email them to heallawrence@aol.com.
We thank you in advance.
We are still having fires that affect 6 to 18 persons per incident. You can help by donating to the Extended Hotel Stay funding, or donating gift cards to Market Basket, Walmart, Target, Whole Foods, Kohl's or area restaurants.
Be Safe, Wayne and Juan.
Tenant's Insurance Estimated Quote(s) and General Info **
*Information needed to quote:
- Name & Address of person(s) to insure
- Frame / Brick
- Number of Units/Families in the building
- Previous Losses, if any
- Protection Devices such as Smoke Detectors / Sprinkler System/Burglar Alarm
- Coverage amount needed
*What type of Claim are you insured against? :
- FIRE, SMOKE, THEFT, VANDALISM- OF YOUR PERSONAL PROPERTY
- Loss of Use in case you need to stay at a Hotel or another apartment.
- Liability in case someone sues you because they were injured in your apartment. apartment.
QUOTE EXAMPLES:
- HO-4 in Lawrence for a FRAME building with 3 families in the building.
- Coverage Limit of Personal Property @ $20,000. / $500. Deductible
- Liability @ $50,000. Loss Of Use @ $6,000.
- Annual Premium : $128.00
- 25% deposit due at $34.00 5 additional payments due every 45 days = $22. & 2.00 billing fee = $24.00 (X 5 payments)
Who Insures The Building?
You are NOT responsible to insure the building. The landlord insures his building.
In a multi-family building the Landlord is to carry an insurance policy for the tenant if they are displaced due to an emergency by the Commonwealth of Massachusetts to the amount of $750.
This is an example -It will differ with your information.
We are providing this information for you as an example only to have an idea how affordable it can be. Please email us your costs & coverage if you feel it is more than this example?
** Disclaimer
This is not an exact quote for any residence. Furnished only as an example. Call around to different insurance agencies.